New Year Resolutions…Remember Them?

Losing weight, getting fit, a device detox or more self care? These are all popular New Year Resolutions but if there is one that you should absolutely follow through on it is to check your home insurance policy is fit for purpose. A recent review by Central Bank shows that under insurance increased from 6.5% […]

The Stakes are High with Oil Spillage

There are approximately 3,000 oil spills in the UK each year which can damage structures and groundwater as well as have a severe toxic impact on your health.  The clean-up costs of oil spillage can be exceptionally high, typically into tens of thousands, therefore it’s pertinent for the homeowner to maintain their oil tank and […]

Under Insurance Surge

Home owners are at substantial risk of not being fully covered by their insurance policy should they need to make a claim. Niall Quinn, Director, Gullion Ltd said, “The Chartered Surveyors in Ireland found that rebuild costs have leapt by more than 20% over the past 12 months which means that many homeowners were automatically […]

When the Elements Take Hold

Mother Nature can create some amazing ‘acts of God’.  This action movie phrase is unlikely to be referred to within your insurance policy which is typically set out in terms of what is or what is not covered. Insurance Claims Expert, Paul Murchan, Director, Gullion Ltd said, “Whilst many of these disasters will be covered […]

Flaps and Fraud

We’ve witnessed time and time again, void insurance claims, as the policyholder has not provided FULL disclosure to the insurer when they entered into their contract with their provider. Paul Murchan, Director Gullion Ltd said, “Lockdowns accelerated a huge amount of purchases to kit out our home offices, it instigated record sales of gym equipment […]

‘Say Cheese’

Posting holiday photo’s on social media, especially when they include the location and time of the snap, could void a house insurance claim if you get burgled when your home has been left unoccupied. This is not just being highlighted by Gullion Ltd – the Financial Ombudsman (FOS), the Association of British Insurers (ABI) and […]